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Malta is one of the most trusted and respected jurisdictions in the online gambling world. Its Malta Gaming Authority (MGA) license is recognized globally as a sign of credibility, transparency, and compliance. In this guide, we’ll break down what the MGA license is, what benefits it offers, what types of licenses exist, and how to get one.
Why Choose an MGA License?
Holding an MGA license shows that an operator follows strict rules and meets international standards. Here’s what makes the MGA license so valuable:
- Strong Reputation: It boosts trust among players, investors, and partners.
- Regulatory Compliance: MGA enforces serious rules about responsible gaming, anti-money laundering (AML), and data protection.
- International Reach: The license makes it easier to enter multiple markets without needing separate licenses.
- Tax Benefits: Malta offers competitive tax rates and double taxation treaties with many countries.
Types of MGA Licenses
The MGA offers two main categories of licenses:
- Business-to-Consumer (B2C) License
For companies that offer games directly to players.
This includes four classes:
- Class 1 – Games of chance like slots, roulette, blackjack, and lotteries.
- Class 2 – Fixed-odds betting (e.g. sports betting).
- Class 3 – Games where players compete with each other like poker and bingo.
- Class 4 – Skill-based games such as fantasy sports and e-sports.
- Business-to-Business (B2B) License
For companies that support gambling operations. This includes:
- Platform and game providers
- Payment service providers
- Hosting companies
Key Licensing Requirements
To apply for an MGA license, a company must meet several important criteria:
- Documentation and Fit & Proper Test
- Proof of clean criminal record
- Detailed business plan and financial forecasts
- Information about company structure and funding sources
- Malta-Based Operations
- Gaming servers must be located in Malta
- Key management personnel may need to be based locally
- Language
All documents must be in English or officially translated.
Capital and License Fees
| License Type | Minimum Capital | Annual License Fee |
| Class 1 & 2 (games of chance, betting) | €100,000 | €25,000 |
| Class 3 & 4 (poker, bingo, skill games) | €40,000 | €10,000 |
| Multiple Licenses | €240,000 (combined minimum) | Varies |
Additionally, operators are required to pay regulatory contributions based on their revenue.
Step-by-Step MGA Licensing Process
- Application Submission
Submit all necessary documentation via the MGA’s Licensee Relationship Management System (LRMS). You have 60 days to provide any missing files. - Application Review
MGA reviews your company structure, financial stability, and the experience of your team. - Technical Audit
A thorough audit of your gaming infrastructure is conducted to ensure it meets MGA’s security and fairness standards. - Final Decision
If approved, the license is valid for 10 years. If rejected, the applicant must fix the issues and reapply.
Is an MGA License Worth It?
The costs and time investment may be high, but the benefits are significant for companies aiming for long-term growth:
- Strong brand trust
- Easier access to international markets
- Regulatory clarity and business stability
For serious online casino and sportsbook operators, the MGA license is one of the most valuable assets you can have.
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