Master 3 Card Rummy Rules: Quick Game Guide

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3 Card Rummy is a fast and fun card game. In this you have to make a set of cards of lower value than the dealer. The player who makes a lower hand than the dealer wins. This game is a version of rummy but is played in a slightly different style. Simple rules, quick rounds, and a little luck are all you need to win the game.

Game Setup

• Each player is dealt 3 cards.
• You place your bets with chips or cash.
• Then the value of the cards is checked and compared with the dealer.
• The player whose hand is smaller than the dealer’s wins.

Gameplay Explained

1. First, the dealer collects the final bets from all players.
2. A maximum of 7 players can play together in the game.
3. Each player is dealt 3 cards face up. Dealer’s cards are face down.
4. Now players count the value of their cards.
5. If a special hand (like a pair or suited run) is formed, its value is 0.

Card Values:

• Number cards = the face value
• King, Queen, Jack = 10
• Ace = 1
• Special hands (pairs, suited runs) = 0

Fold or Play?

• If you think your hand is strong, you place a Play bet.
• If you don’t think so, you can fold (the previous bet goes away).
• When all the players have made their decisions, the dealer shows his cards.
• The one whose hand is smaller than the dealer wins the Play bet.

Bonus Bet

• You can also place a bonus bet if you wish.
• If your hand total is 12 or less, you receive a bonus payout.
• But keep in mind that this bet has a higher house edge (3.46%), so the risk is higher as well.

Important Rules:

• Ante bet wins if the player’s hand is lower than the dealer’s.
• Bonus bet wins if the hand is 12 or lower, regardless of the dealer’s hand.
• Play bet is valid only if the dealer qualifies.
• Dealer qualifies if his hand is between 0 and 20.
• Lowest hand wins always remember this rule.

What Is Hand Types?

1. Pairs & Sets:

• If 2 or 3 cards have the same number then they are called a pair/set.
• Their value is 0.

Example:

• 9♥-9♠-9♦ = 0
• 4♠-8♥-8♣ = 4 (because 4 is alone)
• 3♦-A♣-A♥ = 3

2. Suited Runs:

• 2 or 3 cards if in the same suit and in sequence is called a suited run.
• Value is 0.
• Example:
• 8♥-9♥-10♥ = 0
• 9♠-10♠-Q♣ = 10 (Q is of different suit)
• 1♦-2♦-6♠ = 6 (6 is of different suit)

End of Game: 

• Whoever has a smaller hand than the dealer wins.
• If you placed a bonus bet and your hand is 12 or less, you are guaranteed to win the bonus as well.

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